LOAN RATES
Used Vehicles
Auto/Recreational Vehicles/Boats/Motorcycles
Previously Titled, Model Years 2009-2011
TERM APR*
0-24 Months 3.00%
25-36 Months 3.50%
37-48 Months 4.00%
49-60 Months 4.25%
61-72 Months 5.25%
Model Years 2006-2008
TERM APR*
0-24 Months 4.00%
25-36 Months 4.50%
37-48 Months 5.00%
49-60 Months 5.25%
61-72 Months 6.25%
Model Years 2002-2005
TERM APR*
0-24 Months 5.00%
25-36 Months 5.50%
37-48 Months 6.00%
49-60 Months 6.25%
61-72 Months 7.25%
Model Years 1998-2001
TERM APR*
0-24 Months 6.00%
25-36 Months 6.50%
37-48 Months 7.00%
49-60 Months 7.75%
61-72 Months 8.25%
New Vehicles
New Never Titled, Model Years 2012 and Newer
Auto/Recreational Vehicles/Boats/Motorcycles
TERM APR*
0-24 Months 3.00%
25-36 Months 3.50%
37-48 Months 4.00%
49-60 Months 4.25%
61-72 Months 5.25%
*Maximum financing term and rate may vary as
determined by your individual credit profile.
*Boats must be titled in state of residency
APR = Annual Percentage Rate
APY = Annual Percentage Yield
ALL RATES AND POLICIES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
Misc. Loan Types
Share Secured
Method APR*
Secured by CD, savings, or 4.00%
any other deposit with EQFCU
Home Improvement
(Unsecured)
Method APR*
Loans which improve value 11.00%
of structure.
Contract required.
Visa
Method APR*
Credit Card 13.78%
Signature: (Unsecured)
Personal/Consolidation
12-24 Months 49 to 60 Months
as low as8.25%* as low as 8.75%*
* Rates may vary determined by your individual credit file.
